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Real Estate

Twin Cities Real Estate

Joe Niece  (Web Site: http://www.JoeNiece.com)

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Questions 11-20 of 346:


  1. need some advise on restrucuring our mortgage we are in a adjustable rate and want a fixed we owe more than the house is worth,please any advise? - charles dickerson from st paul ,mn 55106
    If you think you are in trouble with your mortgage, please contact me directly. We offer free help for people that are in trouble, people that are be   » more
    If you think you are in trouble with your mortgage, please contact me directly. We offer free help for people that are in trouble, people that are behind on their mortgages, people that might in the future get in trouble with their mortgage. I have quite a few links up on JoeNiece.com. I have 30 clients that are selling their home for less then they owe. We have a relationship with the number one short sale negotiators in the United States. Call or e-mail me directly with your situation. I can point you to someone that can help you with a loan modification or Home sale in your area.   « less
  2. We own a timeshare (floating) in Sedona, AR which we are thinking of trying to sell. We get inquiries from agents all the time. Can you tell us if there is a market for timeshares? Is a "market analysis" available? Do I need a realtor? How do I find a reputable one? Inquiries lead me to believe sales people are scamming me. - Michelle Egan Burke from Roseville, MN
    Sorry I did not get back to you sooner. I would join Tug2.com and sell it there. It is where I go to get timeshare sales or rentals.
    Sorry I did not get back to you sooner. I would join Tug2.com and sell it there. It is where I go to get timeshare sales or rentals.
  3. I live in PA. My ex husband has signed the deed over to my name yet he holds the mortgage. The house is now in foreclosure. The mortgage company refuses to talk with me because my name is not on the mortgage. I would like to refinance with them or assume the mortgage,but with it in foreclosure no one will deal with me without my name on the mortgage. I was told I needed a letter of authorization, then told I need a POA in order for them to talk to me, by the time this is straighten out he will be serving time for 6 felonies he has been found guilty of. What do I need in order for the mortgage company to talk and deal with me in regards to a work out package to stop foreclosure.Apparently the attorney I used for the divorce doesn't know what to do. - Cassie Weitzel from Reading PA
    The best thing to do is to write on a sheet of paper I (your husbands name) , social security number(husbands social security number) give (your na   » more
    The best thing to do is to write on a sheet of paper I (your husbands name) , social security number(husbands social security number) give (your name)authorization to talk to, negotiate for and give permission to (bank name) give my mortgage information to (your name) Have yourex- husband sign, date and write his social security number again. This should allow you to talk to the bank Joe Niece www.JoeNiece.com   « less
  4. We have owned a second home for 7 years and wish to sell and invest in another second home. will we have to pay capital gains on the sale of the home? - kelley from st paul mn
    If you have owned the home as a primary residence and lived in it for at least two of the last five years, you should be able to sell with 250,000 dol   » more
    If you have owned the home as a primary residence and lived in it for at least two of the last five years, you should be able to sell with 250,000 dollars per spouse or 500,000 as a married couple and have no capital gains. If you are still unsure, send me a personal e-mail with your name, phone number and address and I will point you in the correct direction. Joe Niece www.JoeNiece.com 612-508-4100   « less
  5. I am in a catch-22, I am current in my mortgage payments but going broke, and my house is not worth the mortgage. I want to keep my good credit, but I am unable to get help refinancing unless I miss some payments and go into foreclosure...at this point I wouldn't mind selling OR staying but need to get a better interest rate/lower payment. - HAL from Rosemount from Rosemount, MN
    Hal, call Cindy Tews at RE-Max if you have not come up with a solution yet. 952-942-4759.
    Hal, call Cindy Tews at RE-Max if you have not come up with a solution yet. 952-942-4759.
  6. Mike hammer gave reasons to rent. One reason not to rent is that the owner may give you one months notice to move out. This happened to a friend of ours and had to take a substandard place to move to. Need to get a two months notice in the rental agreement. - Patrick Pratt from Shoreview, mn
    The decision to rent or buy depends on many variables. If you are interested in staying in a property for longer, you can ask for a two or three year   » more
    The decision to rent or buy depends on many variables. If you are interested in staying in a property for longer, you can ask for a two or three year lease if you would like.   « less
  7. Joe, a Roseville neighbor is planning a terdown and rebuilt across the street from my home there. Since the home is usually vacant, as I spend 95% of my time in Phoenix, they would like to rent it for 3 or 4 months during their construction. Where can I locate a fair monthly rental rate for a furnished 2 br Roseville house? Walt P in Arizona - Walt Peters from Roseville, MN and Phoenix, AZ
    Walt, a great place to fine market rents is at Craigslist.com. If you are still looking to rent, you can send me an email back and I will send you wh   » more
    Walt, a great place to fine market rents is at Craigslist.com. If you are still looking to rent, you can send me an email back and I will send you what things are renting for in your area.   « less
  8. Joe, We're moving back to the Cities after a four year absence. I was wondering if you could compare the real estate market for a buyer between Fridley and Shoreview. In general, which side of the river is a better buyer's market right now? Thanks. - Troy from Princeton, NJ
    Sales in Fridley up 200% in September, Price down 19.93% Median price down 15.22% and Volume up 152% Sales in Shoreview up 4% in September, Aver   » more
    Sales in Fridley up 200% in September, Price down 19.93% Median price down 15.22% and Volume up 152% Sales in Shoreview up 4% in September, Average price up 29%, Median price up .29% and volume up 34% Based on these stats, I would say that Fridley is a better buyers market. The numbers could be swayed if a new developement just went on the market, etc but at first glance, Fridley is more depressed thus a better buyers market. If you have more questions. www.JoeNiece.com or call me at 612-508-4100   « less
  9. I have recreational lake property that is used as a second home and paid for. I would like to know the best way to avoid taxes if I choose to sell it? Also how much would I be expected to pay in taxes upon the sale of the property? - Anonymous from burnsville,Minnesota
    First, you have to sell the property for more then you have in it. If you bought it for 100,000k, put 100,000 into it, your basis is 200k. You need    » more
    First, you have to sell the property for more then you have in it. If you bought it for 100,000k, put 100,000 into it, your basis is 200k. You need to sell it for more then this to have capital gains. You could also move to the lake property to establish it as your homestead, this could erase either 250k or 500k as a married couple. The tax rate depends on who get's into the white house. If capital gains taxes go up with a new party in the white house, you will pay more depending on what they raise it to.   « less
  10. Hi Joe, We need to do some updating in our 2900 sq. ft. home built in 1992. Can you recommend where to start in deciding what will payoff and will not. We plan to sell in the next 3 years or so. We live in a golf course community and have a great 1 acre lot backing up to wetland. - Jeannie from Ham Lake MN
    Women almost always make the decision on which home to buy. Based on this, kitchens and baths give you the best payoff after a fresh coat of paint.    » more
    Women almost always make the decision on which home to buy. Based on this, kitchens and baths give you the best payoff after a fresh coat of paint. Beyond that, I would need to come out and look at your home. It is a free service that I offer to all potential sellers. Call me at 612-508-4100 or go to www.JoeNiece.com and fill out a value request on your home and we will contact you. Joe Niece 612-508-4100   « less
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